Where the money went, 2012 edition

[fivemack]

I bought a house; the actual deposit-handing-over does not appear in this pie chart, but the stamp duty, solicitors' fees, redecoration upstairs, redecoration downstairs, repair of garden fence, refurbishment of electric wiring, installation of one hundred feet of book shelving, replacement of cooker, new dishwasher, rewaterproofing of bath and replacement of hot water cylinder with a new unholy one do. That absorbed all my savings for the year and about three thousand pounds besides, but the stock market has been very good to me this year and accumulated dividends cover the gap even before looking at capital growth.

'HOLIDAY' includes my trip to Egypt in November, and the flight and first-few-nights accommodation for my upcoming trip to Argentina in March.

See here for last year's pie.

Comments

[naath.livejournal.com]

Ah, you are such a responsible house-having person :-p

By contrast I spent 18% of my spending on what I file as "stuff and fun" (although quite a bit of that was to the OU) and 15% on a new bicycle which I then RAN INTO A WALL (next year I can spend YET MORE MONEY getting it fixed).

[simont]

I am curious as to the meaning of the 7% ACCOM, if all of RENT, MORTGAGE, HOUSE and the hotel-related aspects of HOLIDAY are disjoint from it. In previous years it seems to have meant (at least) rent.

[fivemack.livejournal.com]

I decided that I ought to split out RENT when I added MORTGAGE, so yes, the data isn't so comparable.

ACCOM is now 30% ACCOM.TAX council tax and 70% ACCOM.UTILS electricity/gas/water bills - house-maintenance expenses will be going in HOUSE.

[redbird]

What does "LIVE" signify? It obviously can't be living expenses, because those include food and housing.

[fivemack.livejournal.com]

'Other living expenses' - clothes and furniture, mostly, and a catch-all LIVE.MISC category which seems to contain mostly postage stamps and cleaning products. 'MISC' is almost all MISC.ERROR, which are entries created when I discover that the amount of cash in my wallet doesn't match my tracked in-cash spending; I suspect in reality it's mostly food.

Yes, it's an idiosyncratic breakdown: things that send monthly or quarterly bills are under ACCOM and durable or semi-durable necessities go under LIVE. I am the kind of person who considers clothing a necessity rather than an entertainment.