Where the money went in 2009
Comparing with last year's :
- I am now living alone, which makes accommodation substantially more expensive; I might have expected it to make food slightly less expensive, but the effect's pretty tiny
- I've changed the definition of 'TAX' so that council-tax is counted as accommodation, so there's no longer a TAX segment. I've never counted taxes paid by my employer (income tax and NI); since they're entirely non-optional, it feels better to think of them as costs paid by him to employ me.
- I've spent less time abroad in places where everything is paid for in cash, so FOREX (cash withdrawn while abroad) is a bit lower
- I have not become substantially meaner, either in gift-giving or in charitable donations, though I could still stand to be a bit more generous
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