Where the money went, 2006

(SLC is the Student Loans Corporation; I have not suddenly become an inadequately-tithe-paying Mormon)
If you compare with 2004

I'm surprised how consistent my habits have been; housing's more expensive (a whole house in Cambridge costs more to rent than half a house in Cheltenham), I've stopped learning to drive, and, worryingly, I seem to have become about 25% meaner when I look at the 'charity' and 'gift.out' segments; this latter I need to do something about.
I should probably apologise in advance to American readers for the invisible sliver that is medical costs, and to the taxpayers of the future for the absence of 'savings' segments, though income tax and pension contributions come straight out of salary and don't show up in the data I use for these graphs.
Re: TMI
All I'm really betting on is that rent prices won't become significantly cheaper than mortgages so as to outweigh the benefits of completely owning a house and owing nothing after 25 years and the rights I have over my own place for owning rather than renting.